Tag Archives: Continuing Care Retirement Community

Will Medicaid and/or Medicare Pay for Assisted Living? What if You Have No Money?

Document with title medicaid eligibility.

It’s no secret that growing older is getting more and more expensive, and a leading concern of seniors and their loved ones is how to pay for assisted living. Here are some insights from the team at our assisted living community in Sussex County, New Jersey, into whether or not Medicare or Medicaid can help make quality senior care more affordable.

Medicare – The Short-Term Care Support Option 

Medicare is national, government-funded health insurance plan that all Americans can utilize after their 65th birthday. It is available in several plans including Part A, Part B and Advantage, all offering different levels of coverage. However, it is designed to provide short-term support to seniors, such as a limited time stay in rehab after hospitalization or to cover tests, x-rays or medication prescribed by medical practitioners. As a result, it is not usually possible to use Medicare to cover assisted living, long-term nursing care, residential long-term care or hospice care.

Medicaid – Financial Support for Long-Term Care and Assisted Living 

Medicaid is funded in part by the federal government and in part by the state, so coverage is different from one state to another. It is an insurance program focused on providing financial coverage for long-term care and designed for low income families, but with New Jersey ranking as one of the most expensive states in the USA for assisted living, many families rely on Medicaid for essential financial support.

The program has expanded to try accommodating senior needs more effectively, and offers several options for seniors who meet the eligibility criteria.

These criteria includes the following:

  • You must be a USA citizen and resident of New Jersey.
  • You must be 65-years or older and must meet medical requirements for the level of care you are requesting.
  • As an income cap state, your income must be $2,250 or lower per month.

Regarding income caps, it’s advisable that you speak to a qualified elder law attorney as soon as possible to develop a strategy for your assets and income. Often, a “spend-down” strategy can be put in place to ensure that care is paid for through your current assets until eligibility criteria are met. There are also strategies that can help when a spouse needs assisted living, but their partner is still independent.

Speak to the Team at Our CCRC in Sussex County, New Jersey 

Bristol Glen is a CCRC and assisted living community based in Sussex County that aims to provide seniors with comfortable, serviced living arrangements that free up your time to enjoy life. Founded on a philosophy of aging in place, our continuing care retirement community residents enjoy a less restrictive care model in which they do not have to move from their residential apartment to access additional services as their needs change.

Contact us to find out more about our CCRC and our assisted living in Sussex County, New Jersey, please visit our website at https://bristolglen.umcommunities.org/ and book your visit today.

Original content posted on https://umcommunities.org/blog/will-medicaid-and-or-medicare-pay-for-assisted-living-what-if-you-have-no-money/

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When is the Right Time to Move into a CCRC?

Moving out of your home into a Continuing Care Retirement Community (CCRC) is a big step, but it can be the best decision if you do it at the right time. Here’s some advice from the experts at our CCRC in Sussex County, New Jersey.

What is a CCRC all about?

These are communities managed by an organization that offers a continuum of care for seniors and provide wellness and lifestyle support. These services are only implemented when and if they are required. For example, independent seniors can remain in independent living for as long as possible before making the transition to assisted living.

For many seniors, housing is a priority attraction, as these communities usually offer separate, spacious apartments maintained and managed by the organization. This takes a load off in terms of worrying about a house that has become too big or impractical to manage.

Another central attraction is the services, from social activities and clubs to wellness programs like yoga and aerobics, all on-site and available to all residents who can participate.

CCRCs are not about scheduling or managing the lives of seniors. They’re about taking care of the “work” of life so seniors can spend as much time as possible on their own, independent endeavors. Whether traveling or socializing you’ll have the peace of mind that services possibly needed in future are available.

So, when is the best time to move into a CCRC? 

The truth is that it’s probably sooner than you think! The majority seniors who entered this new chapter of their lives reported it was the best decision they made, and that they should have done it sooner. It can seem like an overwhelming decision, but the younger you are, the easier the transition will be — and the more time you’ll have to find a community that perfectly fits.

Independent living for seniors at our CCRC in Sussex County, New Jersey 

Bristol Glen, a CCRC based in Sussex County, aims to provide seniors with comfortable, serviced living arrangements that free up time to enjoy life. Founded on a philosophy of aging in place, our continuing care retirement community residents enjoy a lifestyle model where that focuses on the needs of the resident.

Contact us to find out more about our CCRC and our assisted living facilities, amenities and services, please visit our website at https://bristolglen.umcommunities.org/ and book your visit today.

Original content posted on https://umcommunities.org/blog/right-time-move-ccrc/

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What ‘faith-based service’ means in our continuing care retirement community

Bristol Glen, a high quality continuing care retirement community in Sussex County, is part of the United Methodist Communities’ (UMC) network. Providing faith-based senior and assisted living services that value compassion, respect, stewardship and promote independence, we have been in operation for over 109 years. But what does this mean?

We were founded by the Methodist Episcopal Church in Pennsylvania
After 630,000 men, many of them Methodist, were killed in the Civil War in the 19th century, a home for widows was established in Philadelphia, now called Simpson House, which still exists to this day. This would become the first stepping stone to United Methodist Communities. Following the success of this charitable movement, a home for the aged was also founded – establishing what would become UMC.

To this day, these roots are present in our communities and network-at-large, founded on compassionately serving in the community so that all are free to choose abundant life. With 1,400 residents, over 1,000 employees and 109 years of senior care, we’re proud to adhere to our tagline of achieving “Abundant Life for Seniors.”

Do I have to be United Methodist to qualify?
Although we are a United Methodist network, we do not require our residents to be United Methodist themselves. While we offer spiritual support and programs, they are purely for residents who are interested in participating. We encourage our residents to be involved in all aspects of life in our communities, but only to the degree to which they are able and comfortable to do so.

Services offered at UMC at Bristol Glen in Sussex County, NJ
Bristol Glen is known as a “full service community,” as it offers the widest range of services through the UMC network. This includes the following services:

• Continuing care retirement communities
• Independent living communities
Assisted living
• Long-term care
• Memory care and support
• Rehabilitation
• Respite care
• Hospice and palliative care

Continuing care retirement community and assisted living in Sussex County, NJ 
United Methodist Communities at Bristol Glen is a continuing care retirement community that caters to seniors of all ages and support requirements. Our services are completely customized to your individual needs and range from basic daily assistance all the way to end-of-life care. Our educated and dedicated staff pride themselves on the quality and compassionate nature of their care, ensuring that residents enjoy a high quality of independent life for as long as possible.

This content was originally published at https://umcommunities.org/blog/faith-based-service-means-continuing-care-retirement-community.

 

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How to choose a continuing care retirement community location

After you have decided that a continuing care retirement community (CCRC) is the right option for you or a senior family member, the next step is to consider the right location. Here are some tips from a leading senior living community in Sussex County.

  • Services and facilities: The community you choose should offer you the best quality of life above everything else – these are your golden years, after all. It’s important to consider if and how they can scale up their services as your needs change. You don’t want meal services to be compulsory if you’re enjoying cooking for yourself and, at the same time, you want to be sure that they can handle your advanced long-term care if it becomes necessary.
  • Homey living arrangements: When looking at these communities, consider how you would like your home to be. One of the factors in making this transition may have been that your family home was too large, so a self-contained, spacious apartment might be just what you’re looking for. Also, make sure that the living area is spacious, well-lit and well maintained. This shows the ability to easily accommodate walkers or wheelchairs if needed and that the community takes pride in keeping the buildings fully functional and aesthetically pleasing.
  • Town or country living: The setting of different CCRCs have their own pros and cons. Country locations may have beautiful scenery, but could leave you feeling isolated and make transport and day trips difficult. Town settings offer additional vibrancy, giving you easy access to shops, restaurants, theatres and parks, allowing you to live an independent and full life.
  • Distance from family: For many people, being close to their family is a must – and it’s certainly something to consider when choosing a CCRC. However, this doesn’t mean that you have to choose a community just down the street. Be sure to consider communities that are slightly further afield, as these may meet your needs better while still making it easy for family and friends to visit.

Choose United Methodist Communities Bristol Glen for independent senior living 

United Methodist Communities at Bristol Glen, offers an independent, high quality lifestyle that allows seniors to fully enjoy their golden years. As a full service community, we are able to scale our services to the right level of support as you age. In addition to our services for independent seniors, we also offer assisted living and memory care services.

For more information on our continuing care retirement community or our services, please contact us today or visit www.bristolglen.umcommunities.org.

 

This content was originally posted at https://umcommunities.org/blog/how-to-choose-a-continuing-care-retirement-community-location/

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A guide to senior and assisted living apartment layouts

One of the greatest benefits of assisted living communities is the residential  lifestyle offered. Find out why from United Methodist Homes (UMH) of New Jersey:

  • Downsize in comfort: Many seniors choose to move into assisted living because their current home is simply too big for them to maintain and live in comfortably. Rather than downsizing to a small apartment in a condo or development,  an assisted living community is chosen because it offers a spacious high quality alternative complete with all the essentials  needed to continue enjoy a wonderful lifestyle..
  • Space to move: Senior and assisted living apartment homes are designed specifically with older adults’ needs in mind. All on one level with spacious rooms and doorways that can easily accommodate walkers and wheelchairs, these apartments allow easy movement from room to room.
  • No tripping hazards: Falls are a serious health concern for seniors, so actively preventing them are a priority for senior living communities. With grab-bars in bathrooms, non-slip flooring surfaces and great lighting in every room, these apartments are optimized for safety without sacrificing their lovely homey feel.
  • Maintenance-free: With trusted on-site maintenance teams dedicated to keeping the apartments in perfect condition, you never have to worry about the hassles, expenses and risks of home maintenance. From changing light bulbs to fixing flooring, plumbing and electrical issues, their professional team will take care of everything.
  • Security alerts: One of the biggest worries for seniors and their families is the potential for an emergency to occur when they are home alone. In assisted living communities, apartments are set up with 24-hour security and medical alert alarms, as well as smoke detectors to help ensure the health and safety of residents. These systems are effective and regularly tested as well as unobtrusive, so your home is kept secure as well as attractive and cozy.

Assisted living services for seniors in New Jersey 

At UMH Collingswood Manor in Camden County, your comfort and health is our priority. Our assisted living community and services are designed to take care of daily tasks so that you can enjoy a full and independent life. With a lively spirit, beautifully kept gardens and cheerful, compassionate staff, we pride ourselves on putting the wellbeing and happiness of our residents first.

Our residential programs and living options are designed to assist your loved one only when they require it, and to scale these services at any point if they require a lower or higher level of care.

Collingswood Manor in Camden County, NJ also serves residents of Gloucester County, Salem County, Cumberland County and Atlantic County and especially the towns of Collingswood, Camden, Cherry Hill, Gloucester, Pennsauken, Voorhees Township, and Winslow Township, New Jersey.

For more information, please contact UMH Collingswood Manor today and ask about our assisted living program or visit http://www.collingswood-manor.umh-nj.org/.

 

This content was originally posted at http://www.umh-nj.org/blog/a-guide-to-senior-and-assisted-living-apartment-layouts/

 

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Top Reasons Why Seniors Choose an Independent Living Lifestyle

For aging adults, the reason behind the choice to move to an independent living community, also known as Continuing Care Retirement Community (CCRC), depends on their current health status and lifestyle requirements. This type of lifestyle is typically desired by aging adults who are relatively healthy and need minimal to no support to complete daily activities. What makes this option so attractive? Here are the reasons we most often hear:

  • Staying active – Most seniors really value having a physically active life and would like to stay mobile for as long as possible. Independent living offers the ideal support for this, firstly through housing which minimizes the risk of falls and injury and secondly, through amenities such as hobby clubs, social gatherings, fitness centers which allow seniors to get active within their community and with peers their own age.
  • Maintaining independence – Independent living communities are designed to keep seniors as independent as possible for as long as possible, allowing you or your loved one to maintain the lifestyle you prefer. In these communities, most of the support is aimed at reducing stress (maintenance, housekeeping, meals and laundry services, among others) in order to give you more time to spend on the pursuits you love.
  • Safety – For many seniors, personal and medical security is understandably important. An independent living community offers both in a way that is highly efficient and unobtrusive. From easily navigable apartments, with smoke detectors and medical alert systems to 24-hour security and on-site home health services, seniors can relax knowing that support is right there when they need it.
  • Scalable services – Moving can be difficult. This is why leading independent living communities offer scalable services which change to accommodate your needs, as required. In some cases, this allows seniors to stay independent and in the comfort of their own apartment throughout their stay in the community. If higher levels of care are required, they can be accessed under the same roof.

How to Find High-Quality Independent Living for Seniors

At Bristol Glen CCRC, our aim is to ensure each of our residents maintain their dignity, quality of life and independence. Our programs encourages residents to get involved with the community at a level they are comfortable with. We tailor our services to make sure each resident gets the help and support they require to live a full and happy life as they age. For more information, please contact Bristol Glen today or visit www.umh-nj.org.

This content was originally posted at http://www.umh-nj.org/blog/top-reasons-why-seniors-choose-an-independent-living-lifestyle/

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Independent Living Or Assisted Living – How To Determine Which Senior Living Option Is Right For You Or Your Elderly Loved One

Finding the right senior living option is all about understanding your needs and determining the types of services that best fit those needs. Two of the most popular options are independent living and assisted living. Here’s a quick guide to each of these options to help you make an informed choice.

Is Independent Living Right for You?

Independent living is all about keeping seniors healthy, active and safe. Ask yourself these questions and find out if this is the senior living option that suits you:

  • Are you finding maintaining your home is becoming too much work?
  • Is your home too big for you and are you looking to downsize?
  • Are you looking for a community in which you can be active and make friends?
  • Are you worried your current home has become unsuitable for  you (e.g. It has a lot of stairs or tripping hazards)?
  • Do you want more time to pursue your interests and hobbies?
  • Do you want access to trained home health services  if needed, but do not require medical attention?

If you have answered ‘yes’ to any of these questions, then you are likely to be a good match for an independent living community. These communities are designed for healthy seniors who are looking to maintain their independence, remove the stress of owning and maintaining a house and have the freedom to enjoy their hobbies and social lives. Residents at Bristol Glen’s Continuing Care Retirement Community (CCRC) enjoy spacious apartment homes, a host of onsite amenities and independent living with the fulfilling companionship of friends and neighbors. While independence and dignity are maximized, safety and security are also of utmost importance at all of our communities. At Bristol Glen an independent living lifestyle is combined with access to assisted living services and skilled nursing all under one roof. Residents feel safe and their loved ones can rest assured that all needs are being met.

Is Assisted Living Right for You?

Assisted living is also focused on maintaining your independence and quality of life, but is generally more suited to seniors who require more support. Ask yourself these questions and find out if this is the senior living option that suits you:

  • Is maintaining your home becoming stressful and expensive?
  • Has your home become unsuitable to your needs (e.g. It has a lot of stairs) or is it too big?
  • Do you have a medical condition that requires support?
  • Do you require assistance with transport, bathing, dressing, meal preparation or medication administration?
  • Do you want more time to pursue your interests and social activities?

If you have answered ‘yes’ to these questions, then you are likely to be a good match for an assisted living community. With a higher level of support and care, both medically and with daily tasks and errands, this is an ideal community for seniors who need additional support to maintain a high quality of life and independence. Assisted Living Services are offered to residents in all United Methodist Homes of New Jersey full service communities. Assisted living residents benefit from both medical and non-medical assistance as needed. Senior care services include housekeeping, medication assistance, health monitoring, reminders and/or assistance with activities of daily living, personal care, concierge services, and more.

At United Methodist Homes of New Jersey, our aim is to ensure that each of our residents maintain their dignity, quality of life and independence. Our independent living and assisted living communities ensure residents are encouraged to get involved with the community at a level they are comfortable with. We tailor our services to make sure each resident gets the help and support they require to live a full and happy life as they age. For more information please visit www.umh-nj.org.

This content was originally published at http://www.umh-nj.org/blog/independent-living-or-assisted-living-how-to-determine-which-senior-living-option-is-right-for-you-or-your-elderly-loved-one/

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